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LEXIESMILES

Credit Score Range Scale

There are multiple credit scores lenders can use when determining the risk of a consumer. Each credit score has developed their own credit score range as well. It is important to know these ranges so you can understand where your score actually fits in.


These are the credit score ranges for the major credit scoring models:

  • FICO Score range: 300-850

  • VantageScore 3.0 range: 300-850

  • VantageScore 1.0/2.0 range: 501-990

  • Experian's PLUS range: 330-850

  • TransUnion New Account Score 2.0: 300-850

  • Equifax Credit Score: 280-850

For example, if your FICO score is 840, you have an almost perfect credit score. But if you have an 840 VantageScore 2.0, it is not as perfect because you are 150 points away from the highest score possible.


Having a higher credit score is ultimately better. This shows the lender there is lower risk and you have a history of paying back loans. Consumers with higher scores are more likely to get approved for credit.

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